Is it time to top off your American Express Membership reward points? If so, maybe consider the American Express Cold Card. The Amex Gold is a great card that can earn points quickly. If you are looking for a credit card that offers top-tier rewards on dining, groceries, and travel, the American Express® Gold Card is among the best choices on the market. Right now, new cardholders can enjoy a Special Welcome Offer and earn up to 100,000 Membership Rewards Points for opening a new card. This bonus is only available via referral links. Important to note that I say up to 100,000 as there is reports of most people being targeted with 90,000 points. Regardless if it’s 90 or 100k, this is a significant increase from the previous 60,000-point offer! To earn this bonus, you must spend $6,000 on purchases within the first 6 months of Card Membership.
Let’s break down the benefits of this card and why it’s worth adding to your wallet. Afterall, I have carried this card for multiple years and love it!
Generous Rewards on Dining & Groceries
The Amex Gold Card is a favorite among food lovers and those who eat out a lot, or do a lot of grocery shopping because of its impressive earning potential. And with the price of eggs being $8 a dozen or more right now, the earning potential is sky high!
- 4X Membership Rewards® Points at restaurants, including takeout and delivery in the U.S.
- 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
- 3X Membership Rewards® Points on flights booked directly with airlines or on AmexTravel.com.
- 2X Membership Rewards® Points on Travel booked directly with Amextravel
- 1X Membership Rewards® Point on all other eligible purchases.
These categories make it an excellent choice for anyone who frequently dines out, orders food delivery, or buys groceries. Plus if you travel multiple times a year, the power of Amex travel is fantastic. From free breakfast at hotels, to their 24 hours service, and even discount on airfare, these rewards and other savings can stack up.
Valuable Credits That Offset the Annual Fee
The Amex Gold comes with useful statement credits that help justify its $325 annual fee. The fee seems high, but if you play your cards right, you can easily pay for this card alomost
- Up to $100 in annual Resy credits – DGet up to $100 in statement credits each calendar year after you pay with the American Express Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. This is so easy to use. Just go out and eat. I have utilized this credit by mistake just by paying at some of my favorite restaurants
- Up to $120 in Uber Cash – Receive $10 in Uber Cash each month, which can be used for Uber rides or Uber Eats orders in the U.S. Al you have to do is add your Gold Card to your Uber account to activate this benefit.
- Up to $84 Dunkin’ Credit – each month earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations.
With just these two benefits, you can recoup nearly the entire cost of the card. And of course if you maximize your points profit through free airfare and more.
Valuable Membership Rewards® Points
The 100,000-point welcome bonus alone is worth a substantial amount. American Express points are EXTREMTLY valuable if you play your cards right. Amex Membership Rewards points can be redeemed in multiple ways, but they are most valuable when transferred to American Express travel partners, such as:
- Airlines: Delta SkyMiles, British Airways Avios, Air Canada Aeroplan, Singapore Airlines KrisFlyer, and more.
- Hotels: Marriott Bonvoy, Hilton Honors, and Choice Privileges.
Transferring points to airline and hotel partners often provides significantly higher value than using them for statement credits or gift cards. You could be jetting off in business class in no time for just opening this card. The welcome points enough can buy you a business class ticket from the USA to Asia on Air Canada or Singapore Airlines! Plus with airlines in all three alliances, you can actually utilize your points to travel over 50 different airlines!
Travel Benefits & Purchase Protections
Although the Amex Gold is not a premium travel card like the Platinum Card® from American Express, it still offers solid travel perks that are very valuable. This card has lots of protections that should not be over looked
- No foreign transaction fees, making it ideal for international travelers.
- Baggage Insurance Plan – Coverage for lost, damaged, or stolen luggage when you purchase your trip with the card.
- Car Rental Loss & Damage Insurance – Secondary rental car insurance in case of theft or damage.
- Purchase Protection – Covers eligible new purchases for up to 90 days from damage or theft (up to $10,000 per occurrence).
- Extended Warranty – Adds an extra year to eligible U.S. manufacturer warranties of five years or less.
Is the Amex Gold Card Right for You?
The American Express Gold Card is best for:
- Foodies and grocery shoppers who want to maximize their dining and supermarket spending.
- Frequent travelers who can take advantage of airline transfer partners and travel rewards.
- Cardholders who will use the Uber and dining credits to offset the annual fee.
- Those looking to increase their Membership Reward point balances quickly
With the increased welcome bonus of 90,000 – 100,000 points, now is the perfect time to apply and start earning valuable rewards. If you’re ready to enjoy premium perks while getting rewarded for everyday spending, this card is a fantastic choice.
