From the desk of the Devil's Advocate… Last week an article appeared on the front page of Yahoo! Finance that detailed the Chase 5/24 rule we've all come to know and loathe. The article was notable … [Read more...] about A Devil’s Advocate Challenge: Defending the Reader Comments on That Yahoo 5-24 Post
From the desk of the Devil's Advocate… It's always fascinating when Conventional Wisdom does a 180º turn.Almost exactly a year ago I wrote a Devil's Advocate post about how disappointing the U.S. … [Read more...] about Now No One Likes Daily Getaways… So I Love Them!
From the desk of the Devil's Advocate… The last 2 years haven't been kind to frequent credit card applicants. We may think of ourselves as "valued" customers, but the banks and their data mining … [Read more...] about Why The Chase 5-24 Rule Is Worse Than Amex’s Once Per Lifetime
From the desk of the Devil's Advocate… As everyone knows by now, last Friday the proverbial "second coming" occurred when Amex shut down another large swath of Bluebird and Serve accounts for "unusual … [Read more...] about Did Following My Own Advice Save My Serve From Armageddon Part Deux?
From the desk of the Devil's Advocate… Four days from now, the unthinkable happens.In 4 days I will no longer be a Hyatt Diamond. I will be nothing. A Hyatt Nothing.(As a quick aside, I think … [Read more...] about Why I’m Giving Up My Hyatt Diamond Status
A brief note before we get started. To be frank, I was reluctant to post this week's Devil's Advocate column. I honestly didn't want to bump Scott's wonderful tribute to his father from the top of the … [Read more...] about Are The Feds Trying To Shut Down Manufactured Spend?
From the desk of the Devil's Advocate… Recently I've been criticizing Chase Ultimate Rewards, writing about how they're falling behind many of the other major bank programs such as Citi ThankYou and … [Read more...] about Are Ultimate Rewards Best Used for Buying Airfare Now?
From the desk of the Devil's Advocate… When Bird Armageddon hit last week you might have gotten lucky and had one of your Amex Bluebird or Serve cards emerge unscathed. Maybe you even had a couple of … [Read more...] about The Best Way to Load Your Amex Bluebird and Serve Survivors
From the desk of the Devil's Advocate… I have to admit I write a lot of nonsense. It comes with the territory of arguing against normally well-reasoned Conventional Wisdom.But occasionally I hit … [Read more...] about Targeting Conventional Wisdom in 2015 (and 3 Predictions for 2016)
From the desk of the Devil's Advocate… I hate making retention calls. I always feel the need to go through this ridiculous kabuki dance when I get on the phone with the retention specialist, claiming … [Read more...] about Free Points or Free Cash? The Hard Choices of a Citibank Retention Call